Partial HSN and ESI Deductible
If a client has a $3,000 esi deductible and a $1,200 deductible for partial HSN do they need to pay both deductibles before their HSN eligibility begins? Mr. Smith has a $9,000 procedure and pays his $3,000 deductible. Now he has full coverage from his esi. Is the $1,200 partial HSN deductible considered payed too? […]